Finding Secure Investments in the Current Climate: How Property Development and Renewable Energy Can Help

March 23, 2023  asset, buy to let, diversify portfolio, How to profit from inflation, investment, joint venture, property development, property investment, property joint venture, tech investment, uk property development, what to invest in now, what to invest in right now

In the current economic climate, investors are looking for secure investment opportunities that can provide stable returns while mitigating risks. Property development and renewable energy are two sectors that offer potential for long-term growth, and combining them can provide an even greater opportunity for secure investments. In this blog, we will explore how property development and renewable energy can help investors find secure investments in the current climate.

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Willow Rivers Blog gives our readers market trends and investment ideas for proptech, greentech and fintech.
  1. Property Development

Property development can provide investors with a secure investment by offering stable returns over the long term. As the population grows, the demand for housing increases, creating opportunities for property developers. By investing in property development projects, investors can benefit from steady rental income, capital appreciation, and tax advantages.

To mitigate risk, investors can focus on well-located properties with high rental demand, ensuring a steady flow of income. Additionally, investing in property development projects with a strong Gross Development Value (GDV) can help ensure profitability and reduce risks associated with underperforming projects.

Willow Rivers Wealth offers a range of property development investment opportunities in prime locations across the UK. Our projects have strong GDVs and are designed to deliver consistent rental income and capital appreciation. Learn more about our property development opportunities here.

  1. Renewable Energy

Renewable energy is another sector that offers potential for long-term growth and secure investments. As the world transitions towards more sustainable sources of energy, the demand for renewable energy is increasing, creating opportunities for investors.

Investing in renewable energy projects can provide stable, long-term returns through the sale of electricity or energy credits. Additionally, renewable energy projects can benefit from tax credits and government incentives, reducing risks and increasing returns.

Willow Rivers Wealth also offers investment opportunities in renewable energy projects. Our portfolio includes solar, wind, and hydro energy projects, providing investors with a diverse range of renewable energy investment options. Learn more about our renewable energy opportunities here.

  1. Combining Property Development and Renewable Energy

Combining property development and renewable energy can provide even greater opportunities for secure investments. Property developers can integrate renewable energy systems into their projects, reducing energy costs, and increasing the value of the properties.

Investors can benefit from the stable returns of property development projects, while also investing in renewable energy, creating a more diverse and secure investment portfolio. Additionally, property development projects with renewable energy systems can benefit from government incentives and tax credits, reducing risks and increasing returns.

Willow Rivers Wealth’s property development projects often incorporate renewable energy systems, providing investors with a unique opportunity to invest in both sectors. Learn more about our combined property development and renewable energy investment opportunities here.


Investing in property development and renewable energy can provide secure investments in the current economic climate. By investing in well-located properties with high rental demand and strong GDV, investors can benefit from steady rental income and capital appreciation. Additionally, investing in renewable energy projects can provide long-term, stable returns, reducing risks and increasing returns. Combining these two sectors can create even greater opportunities for secure investments while contributing to a more sustainable future.

At Willow Rivers Wealth, we specialise in property development and renewable energy investments. Contact us to learn more about our investment opportunities and how we can help you find secure investments in the current climate.

What is GDV in property

 joint venture, property development, property investment, property joint venture

The Gross Development Value (GDV) is a crucial consideration for any property developer looking to build a residential property portfolio. It represents the total value of a development project and plays an essential role in assessing the profitability and feasibility of a project. In this blog, we’ll explore the importance of GDV in developing residential property portfolios, with a focus on the advantages of having a local government council buy the final units. We’ll use the south-east of England as an example to illustrate the points.

GDV and Residential Property Portfolios

The Importance of Gross Development Value (GDV) in Developing Residential Property Portfolios" - Learn about the crucial role that GDV plays in assessing the profitability and feasibility of property development projects, pricing units effectively, and optimizing returns for developers.
The Importance of Gross Development Value (GDV) in Developing Residential Property Portfolios

The GDV is an essential metric for property developers, and it plays a critical role in developing a residential property portfolio. This is because it provides an estimate of the total value of the project, which helps developers determine the viability of the project and the potential return on investment. By understanding the GDV of a development project, property developers can evaluate the costs and risks associated with the project and make informed decisions on whether to proceed with the development or not.

Furthermore, the GDV also helps property developers determine the selling price of the units within the development. This information is crucial for developing a residential property portfolio as it enables developers to price the units effectively and remain competitive in the market. Understanding the GDV can help developers to optimize their returns by pricing units appropriately, avoiding overpriced units and ensuring that all units are sold or rented out within a reasonable timeframe.

Advantages of Having a Local Government Council Buy the Final Units

In the south-east of England, local government councils are increasingly looking to purchase units in new residential developments. This trend has several advantages for property developers looking to build a residential property portfolio.

Firstly, having a local government council buy the final units can provide developers with greater financial security. Local councils are often stable, long-term purchasers who can provide developers with a guaranteed sale for the remaining units in the development. This can help developers to manage their cash flow and ensure that the development project is completed on time and within budget.

Secondly, selling units to local government councils can help developers to meet their affordable housing quotas. Many local councils require developers to provide a certain percentage of affordable housing units in new developments, and by selling to the council, developers can meet these requirements without compromising their profit margins.

Thirdly, selling units to local government councils can provide developers with an additional source of demand. This can help developers to sell units quickly and efficiently, reducing the time and costs associated with marketing and selling units on the open market.


In conclusion, the GDV is a crucial metric for property developers looking to build a residential property portfolio. It provides developers with an estimate of the total value of a development project, helping them to determine the viability and profitability of the project. Furthermore, in the south-east of England, selling final units to local government councils can provide developers with several advantages, including financial security, meeting affordable housing quotas, and additional sources of demand. By understanding the importance of GDV and the advantages of selling to local government councils, property developers can optimize their returns and build successful residential property portfolios.


Investing in property development projects can be a lucrative venture for investors, and understanding the Gross Development Value (GDV) is an essential part of evaluating the potential return on investment. Here are some of the advantages for investors in property development projects:

  1. Potential for High Returns: Property development projects have the potential to provide high returns on investment, especially when the project is successful and achieves a high GDV. The GDV provides an estimate of the total value of the project, which can help investors evaluate the potential return on their investment.
  2. Mitigating Risk: By understanding the GDV, investors can assess the level of risk associated with a property development project. This can help investors to make informed decisions about whether to invest in a project or not. Additionally, investors can assess the level of risk by considering other factors such as location, demand, and the reputation of the developer.
  3. Diversification: Investing in property development projects can provide investors with diversification, which is essential for managing risk in a portfolio. By investing in different projects, investors can spread their risk across different markets and reduce the impact of any losses in a single investment.
  4. Access to New Markets: Investing in property development projects can provide investors with access to new markets that they may not have been able to access otherwise. This can provide investors with opportunities to diversify their portfolio and take advantage of emerging trends in the property market.
  5. Control: Unlike investing in traditional property assets such as buy-to-let properties, investing in property development projects can provide investors with greater control over the investment. Investors can work closely with developers to manage the project and ensure that it is completed within budget and on time.

In conclusion, investing in property development projects can provide investors with several advantages, including high potential returns, diversification, access to new markets, and greater control over the investment. By understanding the importance of GDV and other factors that impact the success of a property development project, investors can make informed decisions and build successful property portfolios.

Why JVing with an existing developer is better for UK property development

March 10, 2023  buy to let, inflation proof investments, Investments, joint venture, property development, property investment, property joint venture, uk property development, Uncategorized, what to invest in now, what to invest in this quarter

The UK property market is notoriously difficult to navigate, with high costs, complex regulations, and a shortage of affordable housing. For those looking to enter the market, there are two main options: to start a property development project from scratch or to joint venture (JV) with an existing developer. While both options have their advantages, there are several compelling reasons why JVing with an existing developer is the better choice for UK property development.


Entering the UK property market can be a challenging task for anyone. However, JVing with an existing developer can provide access to valuable expertise. An experienced developer will have a wealth of knowledge regarding the local market, contacts with suppliers and contractors, and a deep understanding of the complex regulatory landscape. Trying to build this expertise from scratch is time-consuming and costly, and mistakes can be costly. A JV partner can provide a valuable shortcut to success.

Another benefit of JVing with an existing developer is the sharing of risk. Property development is a high-risk business, with a significant amount of capital and time invested in each project. By JVing with an existing developer, you can share this risk, minimizing your exposure to financial losses. Sharing risk with a partner also provides an opportunity to leverage each other’s strengths, expertise, and resources to ensure project success.

JVing with an existing developer can also help to reduce costs. An experienced developer will have established relationships with contractors and suppliers, as well as access to financing at favorable rates. They may also have economies of scale that can reduce the costs of materials and labor, which can be particularly beneficial when working on larger projects.

Developing a property from scratch can be a complex process involving numerous stakeholders, including architects, contractors, lenders, and regulatory bodies. With a JV partner, many of these processes will have already been streamlined and optimized, reducing the time and effort required to get a project off the ground.

Lastly, JVing with an existing developer can also provide improved exit options. By partnering with an established developer, you may be able to sell your share of the property development project more quickly and easily, freeing up capital to invest in other projects or diversify your portfolio.

In conclusion, JVing with an existing developer is the better option for UK property development. It provides access to expertise, reduces costs, streamlines processes, shares risk, and offers improved exit options. By working with a JV partner, you can leverage their knowledge, experience, and resources to achieve success in the competitive UK property market.

News: Asset-Backed Token Raise to Support the Build of Algae Biomass Protein Farms

June 29, 2022  biotech, bitcoin, blockchain, cryptomining, decentraland, energystorage, Ethereum, FinTech, Green Technology, GreenTech, how it invest in the metaverse, How to invest for inflation, How to profit from inflation, how to profit from the metaverse, inflation proof investments, Investments, meditech, meta, metaverse, property development, PropTech, Smart grid, Solar, tech investment, Uncategorized

Globacap announces the offering of Sustainable Impact Token (SIT) to support the construction of algae biomass farms.

SIT is the world’s first blockchain-based algae biomass project offering. The project will be built utilising patented sustainable technology to deliver a pioneering green investment opportunity.

Algae From Solar

Carbon credits generated by biomass projects will be tokenised as Algaecoin.

The world’s first blockchain-based algae biomass project, built on the energy-efficient Tezos blockchain, was today announced by leading capital markets technology firm, Globacap.
Developed and operated by Sustainable Impact Token (SIT), the project will support the development, construction, and operation of algae biomass farms. The initiative will use blockchain technology to bridge the gap between two of the fastest growing investor markets in the world – asset-backed finance and crypto.
Algae Biomass Investment
Algae Biomass Plant
SIT’s algae biomass farms produce high quality, non-animal protein, based on a system powered exclusively using renewable energy. These algae farms are absorbing large amounts of carbon out of the autmosphere and a net producer of renewable energy. The SIT project is currently supporting the development of a “proof of concept” algae biomass farm in Europe using patented, sustainable technology.
Myles Milston, CEO of Globacap says, “Being part of this pioneering project marks an important milestone in our ongoing mission to enable frictionless asset creation and transferability. With Globacap, the capital raising process is completely digital, mostly automated, transparent, secure, and regulatory compliant. Our work with SIT and Tezos is transformational in the way this market can operate.”
The $5 billion algae biomass sector is estimated to grow at a CAGR of 6.3% during the next 5 years ( Quince Market Insights) and the success of the project will provide the basis to expand globally. SIT provides investors with tokens issued via smart contracts deployed on the proof-of-stake Tezos blockchain, representing their preferred shares in the project. Carbon credit generated from the algae production will also be tokenized into Algaecoin, a tokenized asset representing tradable carbon credits. “By bringing agri-tech solutions and carbon credit-backed assets into private markets and beyond, we can make significant, impactful steps towards sustaining our planet for future generations,” adds Milston.
The SIT offering was designed to enable frictionless transferability in full compliance with securities regulation through the Tezos FA2 compliant token contracts for holding and settlement. This pioneering offering links the sustainable asset-backed and crypto investment worlds together to create a compelling blockchain-enabled investment vehicle. “As solutions to the macro challenges of food scarcity and sustainable energy production continue to be a global priority, demand for investment vehicles that can also support these objectives are increasing. We are thrilled to see Globacap choose Tezos to power this unique blockchain based, asset-backed offering,” says Mason Edwards, from Tezos Foundation.
Tezos is an energy-efficient open source blockchain network powered by a globally decentralised network of users and validators. Companies and builders around the globe leverage Tezos for projects exploring the potential for blockchain to be a tool for sustainable innovation. Recently, Cambridge University announced the Cambridge Centre for Carbon Credits (4C) which is creating a trusted decentralised marketplace on Tezos where purchasers of carbon credits can confidently and directly fund trusted nature-based projects that ties together corporate funders to conservationists via automated and transparent global oracles.
Globacap is committed to driving adoption of tokenization for most asset classes and providing a means for digital securitisation to global capital markets. Blockchain technology enables previously illiquid investment to now be transacted efficiently in seconds instead of weeks, and with minimal overheads. Globacap’s mission is to bring the archaic processes behind capital markets into the digital era by offering private placement, securities issuance, securities registry management, and liquidity products.
Chairman & Founder of Sustainable Impact Token, Peter Henderson, says “Our vision is to play our part in addressing some of the real challenges of our time – how can the growing world population be fed sufficiently, nutritiously and can this ambition be achieved in a way that improves, rather than harms, the environment? We believe our approach helps on all of these fronts and know that the investor community is keen to join us on the journey.”
“We wanted to structure the offering using an innovative, transparent and secure approach. Investors are being offered an attractive return, in a real asset, but through digital technology – and they can make their investments through fiat or crypto currencies.” “Bringing to market the token offering has been amazingly smooth, which is a credit to our partners at Globacap , Tezos and Lumin Capital.”
To learn more about Sustainable Impact Token get in touch for a copy of the white paper by filling in the below contact form.

    To learn more about Globacap, visit

    To learn more about Tezos, visit


    About Globacap:

    Globacap is driving the digitisation of all assets by using technology to unlock the true potential of capital markets. It has standardised the securities landscape, enabling frictionless asset creation and transferability. Over $14 billion of private share and debt instruments are digitally administered on the platform, and Globacap has now executed over $180 million of secondary liquidity in private securities with digital, automated settlement. Globacap is regulated by the FCA (Financial Conduct Authority) as an arranger and custodian and its platform can onboard investors from over 60 countries, in compliance with local regulations. For more information on how Globacap is changing the private capital markets industry, please visit

    About Tezos:

    Tezos is smart money, redefining what it means to hold and exchange value in a digitally connected world. A self-upgradable and energy-efficient Proof of Stake blockchain with a proven track record, Tezos seamlessly adopts tomorrow’s innovations without network disruptions today. For more information, please visit

    How To Profit From Inflation.

    May 21, 2021  FinTech, Green Technology, GreenTech, How to invest for inflation, How to profit from inflation, inflation proof investments, Investments, property development, property investment, PropTech, Solar

    How To Profit From Inflation.


    Unless you have been living under a rock for the last few weeks, you will have seen that the markets have been spooked by the prospects of higher inflation. This has come about due to the post Covid bounce we predicted back in January, in our Roaring 20s article. This latest article looks at how to profit from inflation.

    Just in case you don’t know what inflation is. I have borrowed a definition from Robbert Kiyosakis website: The simple definition of inflation is when prices rise and the purchasing power of a currency drops. It means that you can buy less with your money than you used to be able to. Simple!

    So we are all getting poorer. Our money goes less far and this is bad news unless our income is linked to inflation.

    Luckily there are ways of beating this. Some assets perform better than others in an inflationary environment and we are lucky enough to have a number of these on our books here at Willow Rivers Wealth Ltd.

    How to profit from inflation
    How to profit from inflation

    Long-term (since 1950) correlation between inflation & various financial/real assets.

    So lets first look at what not to do!

    The worse thing you can do, is hold all your net worth in cash in an inflationary environment. You are effectively making a negative return. With some analyst stating inflation could pass 5% this is a very real threat.

    The boom on the back of the rapid vaccine rollout is starting to take shape and many assets and commodities are getting swept up in the rapid recovery. None more so than in the construction industry:

    Inflation in building materials will lead to higher prices for construction and thus higher property prices down the line. Added to this, demand for property is rising as people come out of look down and look to improve their living standards.

    Fuel prices are also rising rapidly as we get back on the roads and start to fly again. Expect $100 oil in the not too distant future.

    So how do we beat and profit from inflation?

    How to profit from inflation

    • Property Investment

    So the first and most obvious place to look when trying to beat inflation in the property market. Inflation is also a good time to use leverage. One can buy a property with a buy-to-let mortgage and buy an appreciating asset with a 25% deposit but see capital appreciation on the full value of the property. If you fix in your mortgage rate for several years you should be able to see steady capital appreciation and rental growth, while your fixed interest costs remain the same. A very crude example of this would be a if a 100,000 pound flat appreciates by 10% and you have invested 25,000 you have made a paper profit of 40%. (10,000/25,000 x100) comfortably beating inflation. There are obviously other costs to take into account but even when these are added you should still be well clear of any inflation.

    • Property development.

    By developing houses and projects now, you can build at the current prices and sell at the new rate of inflation in 6 to 12 months time. We offer a number of property developments around the county all with market beating returns of 15%+. We use a JCT contract which fixes the price of the build at the front end and avoids any uncomfortable surprises for the investor. Get in touch to find out about our latest development opportunities around the county. More details at


    • Commodities

    You can trade commodities on all the usual platforms such as Etoro and IG. Oil, Copper and Timber are already showing excessive growth, but just about any commodity used in the building process will see substantial growth over the next couple of years.


    • Renewable energy with inflation linked returns.

    We have been developing renewable energy projects for over ten years now. Feed-in-tariffs linked to inflation are a thing of the past now, however we are still building private projects with a Power Purchase Agreement (PPA). The power generated from wind, solar or geothermal is sold back to the business below and the contract is fixed for 20 to 30 years with an inflation linked kicker to the price. We are able to generate 10% to 15% pa returns which will rise in line with inflation. Get in touch to find out what projects we have available for investors. Projects start from 20,000 pounds to 25m.

    • Farmland and Forestry

    UK Farmland will also appreciate again. The combination of the security land ownership offers, zero inheritance tax and yields linked to commodity prices will attract both UK and international investors alike. We work closely with a number of UK land companies and can help with forestry and agricultural land investment.


    Don’t just take our word for it, hedge fund manager Michael Burry made famous in the the movie Big Short is also investing for inflation.

    Now is the time to get your house in order and profit from what is likely to be a bumpy road ahead.

    If you have any questions about building an inflation proof portfolio, do get in touch and we can discuss some strategies.

      Additional resources on inflation:


      Institute of International Monetary Research has produced a good video on their inflation expectations over the next couple of years.


      Good video here on why we can expect higher inflation of the next couple of years.

      The Roaring 20s are back

      January 26, 2021  biotech, bitcoin, blockchain, cryptomining, energystorage, FinTech, Green Technology, GreenTech, Investment Ideas, Investments, meditech, property development, PropTech, Smart grid, Solar

      The Roaring 20s are back

      Whats happening in 2021?

      Three weeks into 2021 and it seems like a good time to take stock and have a look at what’s happening in the world of investments and wealth management this year.

      With Christmas being a very low-key affair and people not being allowed to travel, things seemed to go back to normal much earlier than usual.

      Brexit was finally put to bed without too much disruption and the virus continues to burn like a smouldering peat bog, flaring up each season. But with a vaccine on horizon for most and the worst fears of Brexit out the way, business confidence is definitely on the rise. Are the Roaring 20s are back ?

      Roaring 20s are back
      Roaring 20s are back


      We have seen an electric start to our property developments in Kent and Cambridge.
      Our first offering, a small 2 bedroom timber framed house was funded in the first week of the year and it looks like we have secured 3 investors for our larger development of 4 terrace houses.

      We have secured two more projects, another Kent and one in Sussex. Due to the fast nature of these deals they rarely make it to the website. So if you are interest in development opportunities, please get in touch and we will add you to the list. They are all very straight forward. We secure projects with full planning and developer finance in place. All we require is the equity to close the deal. We manage all contractors and you receive 15% pa during the build. Your security is a second charge against the asset after the bank. The average project length is 8-12 months.


      The Cambridge biomedical sector goes form strength to strength as the AstraZeneca vaccine gets a global roll out. This has really highlighted how important the Cambridge Biomedical Campus is and our Cambridge biomedical fund is perfectly positioned to make the most of this over the next few years, click here to find out more and request a brochure.  The fund has full HMRC approval so can be used for tax planning under the EIS and SEIS schemes.

      Renewable Energy

      We are still seeing lots of interest in our renewable energy opportunities. Our Geothermal project in Hungary continues to perform year after year and generates a genuine 12% net PA for our investors. Click here for more details. We are also working on new solar and gas CHP projects throughout the UK. If you are looking for renewable energy assets do let us know as we can source just about all asset types including energy storage.


      We saw considerable increases in the price of all major crypto assts over the Christmas period as predicted here back in November. Bitcoin got a bit crazy towards the start of the year and some of that froth has since blown off. The price has stabilised around the $30k mark and will likely start to increase again once the new US government makes its stance clear on crypto assets. You can’t stop people investing in crypto but you can certainly make it more difficult. The UK recently banned leveraged investments in crypto for retail investors and its not impossible other countries will follow suit. That doesn’t meant to say demand is falling, just slowing down for a bit. Large corporate entities such as Greyscale continue to accumulate very rapidly and we expect this trend to continue and prices to rise due to the finite supply of bitcoins.

      Now is not a bad time to be buying the dip before the next move higher later this year.

      Along with our FPGA mining rigs we will also be offering GPU mining to profit from the rising price price of Ethereum and the demand for DeFi (Decentralised Finance) .

      DeFi is set to transform the finance and banking sector over the next few years. I wont go into too much detail here, but expect to hear a lot more about this space in the coming months.

      Artificial Intelligence (AI)

      For those looking for more explosive growth potential in the technology sector, our AI Fund is just the ticket. Achieving 214% over the past 4 years this collection of the 42 most exciting AI stocks globally, is chosen using AI then approved by a panel of AI experts. Click here to find out more and request a brochure.



      So to conclude, 2021 is going to be a very busy year, we see exceptional opportunities in the property development sector due to pent up demand form Covid-19. Crypto and DeFi will change the way we do business and finance. The UK will be one of the early winners from it”s advanced biomedical sector and the rapid rollout of the vaccine.

      We see a great many positives in 2021 and we hope you will join Willow Rivers Wealth for the ride during the return of the ‘’Roaring 20s’’.


      Ben Jefferis


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      Roaring 20s are back

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